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Choose the Prestige Bundle (our exclusive Platinum product) from Barclaycard and you'll enjoy a range of features and benefits including:
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• Free flight on redemption of as low as 75,000 Barclaycard Reward Points*
• 50% Cash Back on Any Movie, Any Cinema, Any Show
• Free valet parking at all VALTRANS locations
• Free magazine subscription worth up to AED 120
• Free access to the Barclays Butler service
• Be pampered with ‘buy one get one free’ offers at exclusive spas and salons across the UAE
• 40 ‘buy one get one free’ offers at leading restaurants and cafés across the UAE
• 24X7 Roadside Assistance
• Credit Shield and free Travel Insurance
• Earn 1 Barclaycard Reward Point for every Dirham spent on weekdays
• Earn double Barclaycard Reward Points on weekends
• Barclaycard flash benefits at the best retail outlets
• Interest rate of 2.59% per month
• Annual fee: AED 550
*Conditions apply.
| Monthly Interest Rate* | 2.59% |
| Cash Advance Interest Rate* | 2.99% |
| Interest Free Period | Up to 50 days |
| Interest Charging Information |
You will not pay interest on purchases if you pay your balance in full on time. Otherwise, the period over which interest is charged is: Purchases From Transaction date until Repaid in full |
| Allocation of Payments | Payments will be applied to your account in the following order: 1. Cash interest charges; 2. Purchase interest charges; 3. Any fees and charges made under this Agreement; 4. Balance (including interest) where a promotional interest rate applies; 5. The Cash Balance; 6. The Standard Balance; 7. Any unbilled amounts. |
| Minimum Monthly Repayment | 4% of your outstanding balance or AED 100 whichever is higher. |
| Annual Fee | 550 |
| Cash Advance Fee | 3% or AED 60 whichever is higher. |
| Statement Reprints | 25 |
| Credit Shield Insurance** | 0.79% of your closing statement balance. |
| Late Payment Fee | 165 |
| Over Limit Fee | 165 |
| Returned Payment Fee | 100 |
| SMS Banking Fee | 100 |
| Card Replacement Fee | Free |
| Supplementary Card Processing Fee | Free |
*Subject to increase by 1% in case the cardholder is overdue on one or more Barclaycard payments. Original charges will be reinstated when all overdue payments have been made.
**Please note that this benefit covers your outstanding balance at a customer level for all your Barclaycard relationships and you should read the policy Terms and Conditions for all exclusions. A full list of fees and charges will be set out on our website and will also be displayed at our branches.
All fees and charges mentioned may be changed without prior notice at the sole and absolute discretion of the Bank.
The Prestige Bundle is available on Platinum cards only.
In order to be eligible to apply for a Barclaycard you must meet the following criteria. You need to:
• Earn a minimum monthly income of AED 15,000 (Platinum)
• Be a resident of the UAE
• Be age between 18 and 57 years
In order to complete your application you will need to supply us with:
• Your passport, including the page which proves your residency
• Proof of your employment in the form of a letter from your employer
In some instances you may also be required to produce:
• Copies of your recent salary account or credit card statements
• A copy of your existing valid credit card
• A security cheque against the account
Want to know more about Barclaycard?
To download a complete copy of the Barclaycard Terms and Conditions and the current rate card, you will need Adobe Acrobat Reader. Click here to obtain this free program if you don't have it already.
Click here to download the Barclaycard Terms and Conditions.