Preferred Bundle

•    Free flight on redemption of as low as 75,000 Barclaycard Reward Points**
•    40 ‘buy one get one free’ offers at leading restaurants and cafés across the UAE
•    24X7 Roadside Assistance
•    Credit Shield and free Travel Insurance
•    Earn 1 Barclaycard Reward Point for every Dirham spent on weekdays
•    Earn double Barclaycard Reward Points on weekends
•    ‘Friend watches free’ offers at Grand Cinemas*
•    Barclaycard flash benefits at the best retail outlets
•    Interest rate of 2.95% per month
•    No annual fee… ever

*You must spend AED 2,000 per calendar month to receive this offer.
**Conditions apply.

Monthly Interest Rate*	2.95%
Cash Advance Interest Rate*	2.99%
Interest Free Period	Up to 50 days
Interest Charging Information	You will not pay interest on purchases if you pay your balance in full on time. Otherwise, the period over which interest is charged is: Purchases From Transaction date until Repaid in full Cash Advances Transaction date Repaid in full
Allocation of Payments	Payments will be applied to your account in the following order: 1. Cash interest charges; 2. Purchase interest charges; 3. Any fees and charges made under this Agreement; 4. Balance (including interest) where a promotional interest rate applies; 5. The Cash Balance; 6. The Standard Balance; 7. Any unbilled amounts.
Minimum Monthly Repayment	4% of your outstanding balance or AED 100 whichever is higher.
Annual Fee	Free
Cash Advance Fee	3% or AED 60 whichever is higher.
Statement Reprints	25
Credit Shield Insurance**	0.79% of your closing statement balance.
Late Payment Fee	165
Over Limit Fee	165
Returned Payment Fee	100
SMS Banking Fee	100
Card Replacement Fee	100
Supplementary Card Processing Fee	Free

*Subject to increase by 1% in case the cardholder is overdue on one or more Barclaycard payments. Original charges will be reinstated when all overdue payments have been made.

**Please note that this benefit covers your outstanding balance at a customer level for all your Barclaycard relationships and you should read the policy Terms and Conditions for all exclusions. A full list of fees and charges will be set out on our website and will also be displayed at our branches.

All fees and charges mentioned may be changed without prior notice at the sole and absolute discretion of the Bank.

The Preferred Bundle is available on Classic and Gold cards.

In order to be eligible to apply for a Barclaycard you must meet the following criteria. You need to:

            •    Earn a minimum monthly income of AED 5,000 (Classic) or AED 8,000 (Gold)
            •    Be a resident of the UAE
            •    Be age between 18 and 57 years

In order to complete your application you will need to supply us with:

            •    Your passport, including the page which proves your residency
            •    Proof of your employment in the form of a letter from your employer

In some instances you may also  be required to produce:

            •    Copies of your recent salary account or credit card statements
            •    A copy of your existing valid credit card
            •    A security cheque against the account

Want to know more about Barclaycard?

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Click here to download the Barclaycard Terms and Conditions.