Interest Free Credit

Up to 50 days interest-free

If you pay your balance in full each month, you receive up to 50 days interest-free. The way this works is that transactions made on the first day of your billing cycle (that is the day after your statement is issued) receive 50 days interest-free.

Transactions made closer to the end of your billing cycle will receive fewer interest-free days, so if you’re making a big purchase you might want to think about when your statement is due so that you can maximise the number of interest-free days. Barclaycard statements are issued on the 2nd, 12th, 19th and 26th of the month and you are always given 20 days (from the statement issue date) to pay.

The statement date that you selected when you applied for your card will always be the same, so it’s important that you watch out for your statement in the mail around this time and let us know if you don’t receive it (usually allow five working days). This way you can be certain that your payments will always be received on time.